Seth Alderman - Southridge Student Class of 2023
Being a part of the Southridge chapter of the Ashwin Teens Financial Academy (ATFA) program was a significant and transformative experience in my life. One particular unit stands out in my memory as the most impactful—the credit unit. In October 2022, shortly after acquiring my first credit card, I realized the importance of understanding credit and its implications for my financial journey.
Through ATFA, I gained valuable knowledge about credit and its long-term effects. I learned that credit history stays with you throughout your life, emphasizing the need to handle it responsibly. The unit stressed the importance of fulfilling financial obligations and making informed decisions. It became clear to me that while credit can be easily damaged, it can also be built up through smart choices and discipline.
Thanks to the lessons learned in ATFA, I was able to establish and maintain a good credit score. At my age, I’m proud to have a credit score of 714, a testament to the program’s effectiveness. I attribute much of my success to the classes and resources provided by ATFA, which equipped me with the necessary knowledge and skills to navigate the complex world of credit.
Looking back, I am immensely grateful for the positive impact ATFA had on my financial journey. It’s astonishing to think that a program I participated in could have such a profound influence on my life. I eagerly anticipate the future and the possibilities that lie ahead, knowing that ATFA has laid a strong foundation for my financial endeavors.
I wholeheartedly recommend the ATFA program to anyone seeking to enhance their financial literacy. It covers essential topics often overlooked by schools, and the support and knowledge provided by the program and its participants are invaluable. If given the opportunity, I encourage you to join ATFA. The program is filled with genuine and caring individuals, including our dedicated teacher and president, Ashwin, who are committed to helping you achieve your financial goals.
Emma Thompson, Richland High School:
“ATFA has been a game-changer for me. Before joining the program, I had limited knowledge about personal finance. But thanks to ATFA, I now understand concepts like budgeting, investing, and credit. The interactive lessons and engaging activities have made learning about finance enjoyable. I feel more confident about my financial future, and I’m grateful for the valuable skills I’ve gained through ATFA.”
Ethan Johnson, Kamiakin High School:
“Being part of ATFA has opened my eyes to the world of finance. The curriculum is well-structured and easy to understand, and the guest speaker sessions have provided real-world insights. ATFA has not only equipped me with essential financial literacy skills but has also ignited a passion for entrepreneurship. I now feel empowered to make informed financial decisions and pursue my dreams with confidence.”
Olivia Davis, Southridge High School:
“ATFA has been a transformative experience for me. The curriculum covers a wide range of topics, including budgeting, saving, and investing, in a way that is relatable and applicable to everyday life. The support and guidance from my ATFA teacher at Southridge High School have been invaluable. I am now equipped with the knowledge and skills to take control of my financial future and make smart financial choices.”
Mr. Adams, Kamiakin High School:
“ATFA’s curriculum has been a valuable addition to our business education program at Kamiakin High School. The comprehensive materials and resources provided by ATFA have enhanced our students’ understanding of personal finance and have empowered them to make informed financial decisions. The guest speaker sessions have also been a fantastic opportunity for our students to learn from industry professionals and gain insights into various career paths.”
Mrs. Hernandez, Southridge High School:
“ATFA has been an incredible resource for our personal finance class at Southridge High School. The curriculum is well-designed and aligns perfectly with our students’ needs. The real-world examples and hands-on activities have made financial literacy engaging and relevant. Our students have not only developed a strong foundation in personal finance but have also gained the confidence to navigate the financial landscape effectively.”
Emily Anderson, Richland High School:
“ATFA and Ashwin have been a true inspiration to me. The curriculum provided by ATFA has given me the tools and knowledge to navigate the complex world of personal finance. Ashwin’s passion and dedication to financial literacy have motivated me to take control of my financial future. I now have the confidence to set financial goals, manage my money effectively, and make informed decisions. ATFA has empowered me to make a positive impact not just in my own life, but also in my community.”
Noah Ramirez, Kamiakin High School:
“Thanks to ATFA and Ashwin, I now have a solid understanding of financial literacy. The curriculum has opened my eyes to the importance of financial planning and smart money management. Ashwin’s story of starting ATFA at such a young age has inspired me to dream big and take action. I am motivated to create my own path and make a difference in the world, just like Ashwin. ATFA has equipped me with the skills and knowledge to achieve financial success and become a responsible global citizen.”
Sophia Patel, Southridge High School:
“I am incredibly grateful for the opportunity to be part of ATFA and learn from Ashwin. The curriculum has not only taught me practical financial skills but has also instilled in me a sense of confidence and empowerment. Ashwin’s dedication to spreading financial literacy is truly inspiring. His story of starting ATFA at a young age shows that age is not a barrier to making a positive impact. ATFA has given me the tools to navigate the financial world with confidence and achieve my goals.”
Mr. Thompson, Richland High School:
“Having ATFA, Team, and Ashwin as a resource in our personal finance class has been invaluable. The curriculum is well-designed, engaging, and relevant to the needs of our students. Ashwin’s story of starting ATFA is a testament to the power of determination and the impact one person can make. The students are inspired by his journey and motivated to develop their financial skills. ATFA has enriched our classroom and empowered our students to take charge of their financial future.”
Ms. Johnson, Kamiakin High School:
“ATFA’s curriculum, along with Ashwin’s inspiring story, has made a significant impact on our students. The lessons are practical, interactive, and tailored to meet the needs of our diverse learners. Ashwin’s passion for financial literacy is contagious, and it motivates our students to become financially responsible individuals. ATFA has provided our school with an invaluable resource that equips students with essential life skills and prepares them for a successful future.”
Mrs. Rodriguez, Southridge High School:
“ATFA’s program, led by Ashwin and his team, have been instrumental in enhancing financial literacy education at our school. The curriculum is comprehensive, and it addresses the specific needs of our students. Ashwin’s dedication to empowering young individuals and his own journey as a change-maker serve as an inspiration to both teachers and students. ATFA has had a positive impact on our students’ financial knowledge, skills, and mindset, ensuring they are equipped for financial success in the real world.”
In adherence to our commitment to privacy, specific names within the account may have been adapted or replaced with pseudonyms. This measure has been adopted to safeguard the anonymity of the individuals involved. Our dedication to the confidentiality and privacy of our members and contributors remains unwavering.